Public Islamic Bank Platinum Visa Credit Card-i

0.1% of total dining transactions will be automatically donated to Yayasan Waqaf every month. Donation amount is capped at RM100 per monthly statement cycle (combined between all Public Islamic Bank Principal and Supplementary accounts).

2% Cash Back

Enjoy 2% Cash Back on Online and Overseas transactions.

Capped at RM15 per monthly statement cycle (Cash Back payout is combined between Principal and Supplementary accounts)

Contactless Payment

Contactless technology lets you make everyday purchases quickly and safely with just a tap.

PBe Service

Access banking services any day of the year from wherever you are in the world.

Will and Wasiat Writing Service

Enjoy 50% off will and wasiat writing service fee. Call PB Trustee Services Berhad at 03-2177 3127 (General Line) or head to the nearest branch for more info.

0% Flexipay Plan

Convert your purchases above RM2,000 into a 6-month instalment plan with 0% management fee. Call 03-2170 8000 to apply.

Eligibility

Principal Card Age: 21 – 70 years old Supplementary Card Age: 18 – 65 years old Minimum income requirement: RM40,000 per annum
No. Types of Charges Amount
1 Annual fees
Card Type Principal Supplementary
Visa/Mastercard Platinum-i RM333.00 RM150.00
Visa/Mastercard Gold-i RM150.00 RM100.00

Management Fee (Ujrah)

Payment Behaviour Management Fee (Ujrah)
a. With prompt minimum payment for 12 months within 12 consecutive months. 15% p.a. of the total outstanding balance.
b. With prompt minimum payment for 10 months and more within the last 12 consecutive months. 17% p.a. of the total outstanding balance.
c. Credit cardholders who do not meet the above criteria. 18% p.a. of the total outstanding balance.

Cash Advance Fee

A one-time cash advance fee will be charged for the amount of cash advance or a minimum of RM20.00, whichever is higher. In addition, Management Fee will be computed on each cash advance calculated from the date the cash is advanced until the date it is settled in full.

A 20-day Fee-Free Period on all retail purchases, provided all outstanding balances of the previous month, as per the monthly statement, are fully settled within the due date. Where the Fee-Free Period is not applicable, Management Fee as per applicable tiered rate per month will be levied on all retail purchases from the date the retail purchases are posted.

Note: Retail Purchases exclude Cash Advance, Balance Transfer and any other credit plans.